Will a bankruptcy or consumer proposal affect my spouse?

Marriage –or living common-law—does not create an obligation by your spouse to pay your bills.

So you do not have to worry that your spouse will be affected by you going forward with us.


If your spouse—or anyone else—cosigned a debt with you, then they will be responsible for the debt. And in such cases, the cosigner would be responsible for the entire amount owing (the amount owing is not split between the two of you).

The other potential issue is when property is jointly owned, like a house, car or bank account.

If property is jointly owned, we will need to carefully explore the various options to handle the debt and, at the same time, retain the property to ensure that no harm is caused to your spouse.

We can help craft creative and effective solutions to minimize or eliminate any negative impact on others.

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